Showing posts with label ISA. Show all posts
Showing posts with label ISA. Show all posts

I love Public Holidays. When I was a student, I used to use them for some serious snooozing (and serious boozing), but once you start working 9-5, you realise that Bank Holidays are for doing things which you don't normally have time for. 

I'm talking about doing that pile of dishes, washing your clothes, fixing that squeaky chain on your bike - all the boring admin stuff.  That's why, for me, Bank Holidays are also the perfect time to re-consider your financial admin too. Can you hand on heart remember what balances are earning what? And have you thought about looking at how much you're spending on the food shop lately? 

It's that "should" feeling which we all know, but we keep putting off - I know you know what I mean! Your financial future deserves your attention so be smart with your cash and devote some time to sorting your financial life out.

Here's my Top 5 Finance Admin To-Do's, for those Bank Holiday "Sort Out My Life" moments.



1) Is your money in the right place?

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MONEY MONDAY: Top 5 Finance Admin To Get Done This Bank Holiday

So we are well into the new tax year and, as with all new years, I MUST have new year resolutions. Whether it's lists or notes, I love setting targets for myself - they keep me aiming forward and they make sure I'm on track with "THE PLAN" - oho how fun do I sound right now?! 

But in all seriousness, if you're going obsessively try and over-engineer anything, it may as well be your money. You've got way more control over it, plus it requires far less self-control than a diet! Also, I figured if I manage my money well, I can just buy lipo right? I'm kidding!! We all know I'd spend my well-managed money on Laduree Macarons and MORE makeup....


Moving on. One week into the new tax year and what's the plan Batman? The Budget told us some stuff about ISAs, some stuff about pensions and then there's general "must save money" on top of that. Where to begin?

 I've already talked a couple times about general spending such as choosing a credit card and curbing my shopaholic tendencies so today I'm going to cover savings.

 My last MoneyMonday- A Story About Tax got a huge standing ovation by way of exactly 5 tweets from other people ha, so today I'm going to put my accounting qualification to good use and do another one of these explaaaaaining posts. The subject? It's all about ISAs and the NEW ISA.

Come on dudes, I'll try and make it fun- let's go for it.




So ISAs.  Step 1 - the basics. What is an ISA?  If you already know all this business, you go right ahead and skip onto Step 3- WHATS NEW?


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MONEY MONDAY: Nicer ISAs? What's a NISA?